At present, the system of banking sector in Chinese mainland maintains a pattern in which commercial banks act as the mainstay. In recent years, indirect financing provided by commercial banks have accounted for seventy percent of the total amount of financing in Chinese mainland, presenting a tendency of growth year after year. The liabilities of Chinese mainland commercial banks mainly come from deposits and then form the assets by loans. The interest difference between deposits and loans is their major source to gain profits, which accounts for seventy percent of their total profits. As the expectation of the raising of interest rate increased in 2004, the issue of commercial banks¡¯ profitability becomes a focus. 

2.Basic analysis of Chinese mainland banking industry
2.1 Analysis of supply
2.2 Analysis of demand
2.3 Analysis of price¡ªthe reformation of market£­based interest rate
2.3.1 Capital price¡ªinterest rate and its trend
2.3.2 Mainland's reformation of market-based interest rate
2.4 Analysis of the revenues and profitability of Chinese listed banks
2.4.1 Trend of the movement of revenues and profits
2.4.2 Trend of the movement of net profits¡ªmarket-based interest rate will cut down profits
2.4.3 Profit structure and business classification of listed banks
2.4.3.1 Liabilities
2.4.3.2 Assets
2.4.3.3 Intermediate business
2.4.4 Comparison of listed banks
2.4.4.1 Fluctuation of market shares of listed banks in recent years
2.4.4.2  Assets quality of listed banks is increasing
2.4.4.3 Comparison of indices of profitability of listed banks
2.4.4.4 Security comparison

3.Comparison between mainland banking industry and Chinese Taiwan banking industry
3.1 Introduction to the operations of banking industry in mainland and Chinese Taiwan
3.2 Development of Taiwan commercial banks in mainland

4.Analysis on the impact of interest rate raising of RMB