Chongqing Rural Commercial Bank Co., Ltd. (the Bank) is a joint-stock commercial bank. The Bank, along with its subsidiaries, is engaged in provision of banking services, which includes deposits, loans, payment and settlement services, and other services. Its segments include corporate banking, personal banking and treasury operations. Its corporate banking provides financial products and services to corporations, government agencies and financial institutions. The products and services include corporate loans, trade financing, deposit takings and other corporate intermediary services. The personal banking segment provides financial products and services to individual customers. The products and services include personal loans, deposit products, personal wealth management services, and other types of personal intermediary services. Its treasury operations conduct money market or repurchase transactions and debt instruments investment for its own accounts or on behalf of customers.