China Automotive Finance Industry Report, 2009
-
Dec/2009
- Hard Copy
- USD
$1,300
-
- Pages:72
- Single User License
(PDF Unprintable)
- USD
$1,400
-
- Code:
YSJ006
- Enterprise-wide License
(PDF Printable & Editable)
- USD
$2,100
-
- Hard Copy + Single User License
- USD
$1,500
-
Automotive finance refers to the financing activities in the production, distribution, purchase and consumption of automobiles. Automotive finance companies are the non-bank financial institutions approved by China Banking Regulatory Commission to provide automotive financial service to buyers and sellers of automobiles in China.
Total Loans of Chinese Automotive Finance Companies, 2007-2009
With the substantial increase of China's automobile sales volume, the established concept of buying automobiles by loans, and the development of Chinese automobile finance companies, automobile finance companies have provided more and more loans to consumers year by year. In 2009, China's automobile sales volume is expected to reach 13 million vehicles, the automobiles purchase through automotive finance companies will value RMB44.2 billion.
List of Automotive Finance Companies
Source: ResearchInChina
As of November 2009, ten automotive finance companies have been set up in China, of which 9 are foreign-invested companies or joint ventures, and Chery Huishang Bank Auto Finance Co., Ltd. is the only local one. In November 2009, Guangzhou Auto Group was awarded with automotive finance license. Now, it plans to establish an automotive finance company, which will provide financing service for Guangzhou Auto Group, Guangqi Toyota, Guangqi Honda and Guangqi Fiat Auto. This company is expected to be the 11th automotive finance company in China. In addition, JAC and Brilliance are also applying for setting up automotive finance companies.
The report cites the data mainly from China Automotive Industry Association, ResearchInChina and the official websites of automotive finance companies. The report focuses on the development of China's auto loans and automotive finance companies, related policies and future development trends to explore the potentials of China's automotive finance market and grasp the future development direction of China automotive finance industry.
1. Automotive Finance
1.1 Concept
1.1.1 Definition
1.1.2 Business
1.1.3 Products
1.2 Main Functions and Effects
2 Development of International Automotive Finance
2.1 Development
2.2 Profit Models
2.2.1 Basic Profit Models
2.2.2 Value-added Profit Models
2.2.3 Lease-based Value-added Profit Model
2.2.4 Investment-based Value-Added Profit Model
2.2.5 Operation Flow of Investment-based Value-added Profit Model
2.3 Key International Automotive Finance Companies
2.3.1 Ford Motor Credit Company
2.3.2 Volkswagen Finance Company
2.3.3 General Motors Acceptance Corporation
3 Chinese Consumers' Purchasing Cars by Loans
3.1 Consumption Habits
3.2 Attitude
3.3 Factors
4 Development of China's Automotive Credit Market
4.1 Scale
4.1.1 Life Cycle
4.1.2 Market Shares
4.2 Approval Process
5 Development Environment for China's Automotive Finance Industry
5.1 Development of China Automobile Industry
5.2 China's Automotive Finance System
5.2.1 China's Credit Service System
5.2.2 Laws and Regulations
5.2.3 Supervision
5.3 China's Automotive Finance Policies
5.3.1 China's Major Automobile Finance Policies
5.3.2 Policies and Measures for Promoting the Development of Automotive Finance
5.3.3 Automobile Industry Restructuring and Revitalization Planning
5.3.4 Chinese Automotive Finance Companies are Allowed to Issue Bonds
5.4 SWOT
5.4.1 Strength
5.4.2 Weakness
5.4.3 Opportunities
5.4.4 Threats
6 Development of China Automotive Finance Industry
6.1 Development
6.1.1 Development Course of Chinese Automotive Finance Companies
6.1.2 Characteristics of China's Automotive Finance Service in 2008
6.2 Profit Models
6.2.1 Bank-based Profit Model
6.2.2 Vendor-based Profit Model
6.2.3 Profit Model Based on Non-bank Financial Institutions
6.3 Development of Chinese Automotive Finance Companies
6.3.1 Market Scale
6.3.2 Automotive Finance Companies and Other Automobile Consumption Credit Entities
6.4 Development Potentials
7 Major Automotive Finance Companies
7.1 Existing Automotive Finance Companies in China
7.1.1 First Automobile Finance Co., Ltd
7.1.2 General Motors Acceptance Corporation
7.1.3 Volkswagen Finance Company (China)
7.1.4 Toyota Motor Finance (China) Co., Ltd.
7.1.5 Ford Motor Credit Company (China)
7.1.6 Daimler - Chrysler Financial Corporation
7.1.7 Volvo Automotive Finance (China) Co., Ltd.
7.1.8 Dongfeng Peugeot Citroen Auto Finance Company
7.1.9 Fiat Auto Finance Co., Ltd.
7.1.10 Chery Huishang Bank Auto Finance Co., Ltd.
7.2 Automotive Finance Companies to be Approved in China
7.2.1 Guangqi Auto Finance Co., Ltd.
7.2.2 Orient Jianghuai Auto Finance Co., Ltd.
7.2.3 Brilliance Automotive Finance Co., Ltd.
8 Problems and Countermeasures in the Development of China's Automotive Finance
8.1 Problems
8.2 Countermeasures
9 Future Development Trends of China's Automotive Finance
Automotive Finance Business Categories
Automotive Finance Products
Revenue of Ford Motor Credit Company (China), Jan-Sep 2009
Products of Volkswagen Finance Company
Total Assets of Volkswagen Finance Company, 2006-2009
Business Income of Volkswagen Finance Company, H1 2009
Business Income of General Motors Acceptance Corporation, 2008-2009
Revenue of General Motors Acceptance Corporation, Jan-Sep 2009
Chinese Consumers’ Attitude toward Automotive Credit
Reasons that Consumers Do Not Accept Automotive Credit
Willingness of Chinese Consumers to Buy Cars with Loans
Factors Influencing Consumers to Choose Automotive Credit
China’s Automotive Credit Development Stages
China’s Automotive Loans, 2007-2009
China’s Automotive Credit Market Shares, 2008
Approval Procedures of China’s Automotive Loans
Sales Volume of China’s Passenger Cars, 2005-2008
Output of China’s Passenger Cars, Jan-Nov 2009
Sales Volume of China’s Passenger Cars, Jan-Nov 2009
Policies and Regulations in China Automotive Finance Market
Policies and Measures for Promoting the Development of Automotive Finance
SWOT Analysis of China Automotive Finance
Development Course of China Automotive Finance
Total Loans of Chinese Automotive Finance Companies, 2007-2009
Comparison between Automotive Finance Companies and Other Credit Entities
Proportion of Buying Cars by Loans in China, 2003-2008
Automotive Loans of Major Countries in the World
List of Chinese Automotive Finance Companies
Mortgage Application Process of Volvo Automotive Finance (China) Co., Ltd.
Proportion of Automotive Loans in China Car Segment Markets, 2007
Proportion of Automotive Loans for First and Second Purchase in China, 2007
OEMs and Tier1s’ Intelligent Cockpit Platform (Hardware and Software) Innovation Strategy Research Report, 2026
Intelligent Cockpit Platform Research: multi-dimensional cockpit system architecture reconstruction for multi-agent collaboration and proactive intelligent services
The intelligent cockpit software s...
Automotive AIOS Research Report, 2026
Automotive AIOS Research: Mass Production Solutions Are Implemented
Mass Production Solutions Are Implemented on A Small Scale.
In 2026, AIOS starts small-scale implementation, helping to improve v...
Automotive Telematics Service Provider (TSP) Research Report, 2026
TSP Research: Leading providers collectively turn to AI agents to provide all-scenario active services
Telematics Service Providers (TSPs) are the core hub of the telematics industry chain, connectin...
Automotive Smart Interior Research Report, 2026
Smart Interior Research: As Technologies like Interactive Starlight Headliner, Hidden Display and Surface Projection Are Launched, Automotive Interiors Become Ever More Intelligent
The Automotive Sma...
Research Report on AI Applications in Cockpits, 2026
AI Application in Cockpits: AI Services Become More Comprehensive, Convenient, and Refined.
In the first half of 2026, cockpit AI functions underwent initial upgrades across multiple dimensions, inc...
Software-Defined Vehicles in 2026: OEM Software Development and Supply Chain Deployment Strategy Research Report
Research on OEMs’ Software Strategies: R&D Focus, Development Strategies and Supplier Building Models of 30 OEMs
In this paper, we adopt a research framework covering 13 subsystems and 48 sub-di...
Passenger Car Chassis Domain Control and Chassis Cross-Domain Integration Research Report, 2026
Chassis Control Research: Mass Production of Full Chassis-by-Wire Solutions Starts
1. A Cluster of Full Chassis-by-Wire Solutions Make Their Debut, and EMB Enters Mass Production and Adoption for the...
Central Domain Control (Powertrain, Chassis, Body) and Motion Controller Research Report, 2026
Central Domain Control and Motion Control Research: XYZ Coordinated Control and Full X-by-Wire Actuation System
With the gradual penetration of L3+ autonomous driving, the chassis control system is ...
48V Low-voltage Power Distribution Network (PDN) Architecture and Supply Chain Panorama Research Report, 2026
Research on 48V Low-Voltage Power Distribution Network （PDN): An Active 48V Supply Chain, with Priority Deployment in High-Power Scenarios Such as Steer-by-Wire Chassis
The automotive 48V low-voltage...
AI-Defined Vehicle (AIDV) OEMs' Deployment Strategies Research Report, 2026
AIDV Research: Deployment Strategies of 22 OEMs
The AI-Defined Vehicle (AIDV) OEMs' Deployment Strategies Research Report, 2026, released by ResearchInChina, analyzes the AI deployment strategies of ...
OEMs’ Passenger Car Model Planning Research Report, 2026
Vehicle Model Planning Research: Chinese OEMs Launch Sub-Brands Intensively, While Multinational OEMs Apply the Brakes to Electrification Strategies
ResearchInChina released the OEMs’ Passenger Car M...
Autonomous Driving Simulation and World Model Research Report, 2026
Autonomous driving simulation research: "Simulation test + world model"-driven test system has become R&D infrastructure.
The "Autonomous Driving Simulation and World Model Research Report, 2026"...
Cockpit-Driving Integration Central Domain Controller SoC and AI Supercomputing Architecture Research Report, 2026
Cockpit-Driving integration and AI supercomputing research: The One Chip solution is rapidly installed in vehicles, and AI supercomputing architectures are moving towards full-domain integration.
AI ...
Intelligent Driving End-to-End Large Model Research Report, 2026
Research on Intelligent Driving Large Models: A Critical Period for Technological Competition and Paradigm Integration
As autonomous driving technology rapidly iterates from L2 to L3?L4, intelligent...
Automotive Digital Key Industry Trend Report, 2026
Digital Key Research: Automotive BLE, UWB and SLE Hardware Layout
The Automotive Digital Key Industry Trend Report, 2026, released by ResearchInChina, analyzes and predicts the digital key market, co...
Monthly Report on Automotive New Technology (May 2026)
UHD gaze technology, full-color LiDAR, UWB, etc. promote the upgrade of intelligent driving perception capabilities
This report is published once a month and is available for annual subscription.The...
In-Cabin Monitoring Systems (DMS, OMS, etc.) Research Report, 2026
In-Cabin Monitoring System Research: DMS to Become Mandatory in 2027, Expected to be Installed in Over 14 Million Vehicles
ResearchInChina released the In-Cabin Monitoring Systems (DMS, OMS, etc.) Re...
Automotive Service-Oriented Architecture (SOA) and Cross-Domain Middleware Industry Report, 2026
Research on automotive SOA and cross-domain middleware: The era of AI atomic services and AI cross-domain fusion agents is coming.
Automotive SOA evolves towards AI + full SOA servitization Driv...